Andrea has dedicated her career to helping clients manage risk and maximize insurance recovery. As part of her counseling practice, Andrea adds value to business deals by advising clients on contractual risk transfer through indemnity, additional insured, and required insurance provisions in contracts. She also helps clients identify and mitigate risk before a loss occurs by conducting insurance due diligence for mergers and acquisitions and by conducting audits of clients’ insurance programs to identify gaps in coverage before renewal.

When a loss has occurred or a claim has been made, Andrea helps clients maximize insurance recovery by advising them through the claims process. When insurers fail to pay amounts due, Andrea represents clients in litigation or alternative dispute resolution of coverage disputes. She has handled and tried cases in state and federal trial and appellate courts throughout the country and is admitted to practice in Florida, as well as certain federal district and appellate courts.

Andrea is also a prolific author and lecturer on insurance and risk management topics including directors and officers (D&O), private equity, cyber, food recall, liability, pollution, windstorm, and other insurance issues. She is active in the American Bar Association and currently serves on the ABA’s Standing Committee on Disaster Response and Preparedness and the ABA Cybersecurity Task Force.

Relevant Experience

• Advised clients through claims process under directors and officers (D&O), errors and omissions (E&O) and other professional liability, employment practices (EPLI), property, business interruption, commercial general liability (CGL), pollution legal liability (PLL), cyber (including privacy and security, reputation management, network interruption, cyber extortion, technology E&O and other cyber-related coverages), crime, fidelity, and other insurance policies.
• Representing investment firm in insurance coverage action seeking to obtain recovery of defense costs and potential settlement or judgment amounts in foreign regulatory proceedings concerning the acquisition and restructuring of a financially distressed entity.
• Serves as coverage counsel for national franchise food service company; duties include: providing advice on indemnity agreements and insurance requirements in contracts with third parties, representing client in coverage negotiations with insurers over defense and indemnity obligations under liability policies, assisting client with claim presentation and recovery of property damage and business interruption losses arising out of sinkhole and hurricanes, and analyzing client’s insurance program for gaps in coverage in preparation for renewal.