An Introduction to the Complex U.S. Bank Regulatory Framework

In this important update to her 2016 program, Norton Rose Fulbright's Kathleen Scott provides an introduction to the complex U.S. bank regulatory framework, covering the basics of banking law. Ms. Scott reviews the impact of the Dodd-Frank Wall Street Reform and Consumer Protection Act on federal banking laws and examines federal anti-money laundering legislation and addresses hot-topic fintech issues (such as cryptocurrency). She also addresses methods for chartering banks, capital requirements, authorized activities and investments for banks, and margin lending regulations.

This program is aimed to provide the non-banking law practitioner with exposure to the relevant banking laws, regulations, and terms lawyers may come across on a daily basis.

Learning Objectives:

1. Recognize the applicable federal banking statutes and regulations
2. Identify the federal bank regulatory agencies
3. Address capital requirements
4. Break down transaction-related issues and other regulatory issues
5. Gain exposure to some of the systemic risk issues addressed in the Dodd-Frank regulatory reform legislation
6. Discuss non-US banks setting up operations in the United States
7. Highlight potential regulatory issues when looking at cryptocurrency and the blockchain